Terms of Service & User Agreement

By creating an account, accessing, or using the QEdge platform (“Platform,” “Service,” “we,” “us,” or “our”), you (“User,” “you”) agree to be bound by these Terms of Service (“Terms”) in their entirety. If you do not agree, you must not access or use the Platform.

You must be at least 18 years of age to use this Platform. By agreeing to these Terms you represent that you meet this requirement. Use of the Platform is void where prohibited by applicable law.

2.1 Informational Purpose Only.All content, scores, composite rankings, backtests, volatility measures, sentiment analyses, and other outputs made available through the Platform (“Platform Content”) are provided strictly for general informational and educational purposes. Platform Content does not constitute, and must not be construed as, investment advice, financial advice, trading advice, legal advice, tax advice, or any other professional advice of any kind.

2.2 Not a Registered Adviser. QEdge is not registered as an investment adviser, broker-dealer, commodity pool operator, commodity trading adviser, or in any other capacity with any financial regulatory authority, including the U.S. Securities and Exchange Commission (SEC), the Financial Industry Regulatory Authority (FINRA), or any equivalent body in any other jurisdiction. No person affiliated with QEdge provides personalised investment advice.

2.3 Algorithmic Outputs. All composite scores and rankings are generated by automated mathematical models including, but not limited to, momentum analysis, mean-reversion analysis, news-sentiment scoring, analyst consensus aggregation, and earnings-growth modelling. These models operate on historical and publicly available data. They do not take into account your personal financial situation, investment objectives, risk tolerance, tax position, or any other individual circumstances.

2.4 Past Performance. Historical performance data, backtests, equity curves, and simulated results presented on the Platform are hypothetical in nature. Past performance of any model, algorithm, or strategy is not indicative of, and does not guarantee, future results. Hypothetical or simulated results have inherent limitations and may not reflect the impact of material economic and market factors that may have affected actual trading.

2.5 Your Own Decisions. All investment and trading decisions are made exclusively by you, at your sole discretion and at your sole risk. Before making any investment decision you should independently verify all information and, where appropriate, consult a licensed financial adviser, tax professional, or legal counsel who can take your individual circumstances into account.

2.6 Risk of Loss. Investing in financial instruments, including equities, involves a significant risk of loss. You may lose some or all of your invested capital. The Platform does not guarantee any level of return and expressly disclaims any responsibility for financial losses incurred as a result of reliance on Platform Content.

The collection and use of your personal data is governed by our Privacy Policy, which forms part of these Terms and is incorporated herein by reference. By using the Platform you also agree to the Privacy Policy.

To provide the Platform, we rely on the following third-party services that may receive or process your data. By using the Platform you acknowledge and consent to such processing:

• Neon (PostgreSQL Database). Your account information, watchlist, activity logs, and cached score data are stored in a Neon-hosted PostgreSQL database. Neon processes data as our data processor under its own privacy and security policies.
• Vercel (Cloud Hosting & Infrastructure). The Platform is deployed on Vercel. HTTP requests, including your IP address, pass through Vercel’s infrastructure. Vercel’s own privacy policy applies.
• Resend (Transactional Email). We use Resend to send account verification and password-reset emails. Your email address is transmitted to Resend solely for delivery of these messages.
• Yahoo Finance (Market Data).Stock quotes, historical price data, analyst ratings, earnings figures, and fundamental data are sourced from Yahoo Finance via its public API. Your queried symbols may be included in outbound API requests. Yahoo Finance’s own terms of service apply to the underlying data.
• Yahoo Finance & Google News RSS Feeds. News headlines used for sentiment analysis are fetched from public RSS feeds provided by Yahoo Finance and Google News. Symbol identifiers are included in these requests.

We are not responsible for the data practices of these third-party providers. We encourage you to review their respective privacy policies. We will notify you of material changes to our third-party service providers when reasonably practicable.

Market data displayed on the Platform is sourced from Yahoo Finance and is subject to delays, inaccuracies, and interruptions. Price quotes, volume figures, fundamentals, and analyst data may not reflect real-time conditions. We make no warranty as to the accuracy, completeness, timeliness, or fitness for a particular purpose of any market data presented. You must not rely on Platform data as the sole basis for any trading or investment decision.

6.1 Account Security. You are responsible for maintaining the confidentiality of your login credentials and for all activity occurring under your account. If you suspect any unauthorised use of your account, you must reset your password immediately using the forgot-password flow.

6.2 Accurate Information. You agree to provide truthful, accurate, and current information when creating your account and to keep it updated.

6.3 Prohibited Uses. You must not:

• Use the Platform in any way that violates applicable local, national, or international law or regulation, including securities laws;
• Use automated scripts, bots, scrapers, or crawlers to extract data from the Platform at scale;
• Attempt to gain unauthorised access to any portion of the Platform or its infrastructure;
• Reverse-engineer, decompile, or derive source code from the Platform;
• Use Platform Content to create or distribute competing financial products or services without our express written consent;
• Transmit malware, viruses, or any other malicious code;
• Engage in any conduct that restricts or inhibits anyone’s use or enjoyment of the Platform.

All algorithms, models, software, designs, trademarks, and Platform Content (excluding third-party market data and news) are the exclusive property of QEdge or its licensors and are protected by applicable intellectual-property laws. These Terms grant you a limited, non-exclusive, non-transferable, revocable licence to access and use the Platform solely for your personal, non-commercial use. No other rights are granted.

8.1 Current Pricing. The Platform is currently provided free of charge during its early-access phase.

8.2 Right to Introduce Paid Plans. We reserve the right, at any time and at our sole discretion, to introduce subscription plans, usage-based fees, premium features, or other forms of monetisation. We will provide reasonable advance notice of any transition from free to paid access through the email address associated with your account and/or an in-app notification. Continued use of the Platform following such notice will constitute your acceptance of the new pricing terms.

8.3 Changes to Features. We reserve the right to modify, suspend, or discontinue any feature, functionality, or aspect of the Platform at any time without liability to you.

We may update these Terms at any time. When we do, we will revise the version number and effective date at the top of this document. For material changes, we will make reasonable efforts to notify you via the email address on your account or through a prominent in-app notice. Your continued use of the Platform after the effective date of any revised Terms constitutes your acceptance of the changes. If you do not agree to the revised Terms, you must discontinue use of the Platform.

THE PLATFORM AND ALL PLATFORM CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT ANY WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, ACCURACY, COMPLETENESS, OR UNINTERRUPTED AVAILABILITY. WE DO NOT WARRANT THAT THE PLATFORM WILL MEET YOUR REQUIREMENTS OR THAT IT WILL BE ERROR-FREE, SECURE, OR CONTINUOUSLY AVAILABLE.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL QEDGE, ITS OWNERS, DIRECTORS, EMPLOYEES, AGENTS, OR LICENSORS BE LIABLE TO YOU FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, LOSS OF CAPITAL, LOSS OF DATA, OR FINANCIAL LOSSES ARISING OUT OF OR IN CONNECTION WITH:

• Your use of or inability to use the Platform;
• Any investment or trading decision made in reliance on Platform Content;
• Any inaccuracy, error, or omission in market data or scores;
• Unauthorised access to or alteration of your data;
• Any other matter relating to the Platform.

EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN JURISDICTIONS THAT DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, OUR LIABILITY IS LIMITED TO THE FULLEST EXTENT PERMITTED BY LAW. IN ALL CASES, OUR AGGREGATE LIABILITY TO YOU FOR ANY CLAIM ARISING UNDER THESE TERMS SHALL NOT EXCEED THE TOTAL AMOUNT YOU PAID TO US IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM, OR USD 100, WHICHEVER IS GREATER.

You agree to indemnify, defend, and hold harmless QEdge and its owners, directors, employees, agents, and licensors from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable legal fees) arising out of or relating to: (a) your use of the Platform in violation of these Terms; (b) any investment or trading decision you make based on Platform Content; (c) your violation of any applicable law or third-party right; or (d) any content or information you submit to the Platform.

13.1 By You. You may permanently delete your account at any time via the Danger Zone section in Settings. Deletion is immediate and irreversible.

13.2 By Us. We reserve the right to suspend or permanently terminate your account, with or without notice, if we reasonably believe you have violated these Terms, engaged in fraudulent or abusive activity, or if required to do so by law.

13.3 Effect of Termination. Upon termination, your right to access the Platform ceases immediately. Provisions of these Terms that by their nature should survive termination — including Sections 2, 10, 11, 12, and 14 — shall survive.

These Terms are governed by and construed in accordance with applicable law. Any dispute arising out of or in connection with these Terms or your use of the Platform shall first be subject to good-faith negotiation between the parties. Written notice for the purposes of this clause should be sent to qedge.app@gmail.com. If the dispute is not resolved within 30 days of written notice, it shall be referred to binding arbitration or the competent courts of the jurisdiction in which QEdge is established, as applicable. Nothing in this clause prevents either party from seeking urgent injunctive relief from a court of competent jurisdiction.

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that the Terms shall otherwise remain in full force and effect. These Terms, together with our Privacy Policy, constitute the entire agreement between you and QEdge regarding the Platform and supersede all prior agreements, representations, and understandings.